Hi everyone! If you're new to Canada or just starting your studies, you’ve probably heard of UHIP (University Health Insurance Plan). It’s a vital medical insurance plan for international students studying in Ontario. In this post, I’ll explain what it is, how it works, how to access your card, make a claim, and use it at McMaster University. Let’s get started! 🩺
âť“ What is UHIP?
UHIP is a health insurance plan provided to international students who are not eligible for OHIP (Ontario’s provincial health insurance for residents). The cost is included in your tuition and it’s administered by Sun Life Financial.
Good news: If you are a full-time student at McMaster, you are automatically enrolled in UHIP. No need to apply separately.
đź“… Coverage Period
- UHIP coverage runs from September 1 to August 31 of the following year
- New students should make sure UHIP is active before arriving in Canada
- If you arrive early, contact McMaster to request an earlier start date
đź’ł How to Get Your UHIP Card
Since 2012, UHIP cards are digital. Here’s how to get yours:
- Go to mysunlife.ca
- Click Register Now to create an account
- Then choose Register – Benefit Plan and follow the instructions to download your UHIP card 📥
Tips for filling it out:
- Country of Residence: Canada
- Contract/Policy Number:
050150
- Member ID:
MU00 + your student number
🏥 How to Make a Medical Claim (UHIP Claim)
If you didn’t use your UHIP card during a doctor visit or paid upfront, you can still submit a claim afterward for reimbursement.
Steps to submit a UHIP claim:
- Go to https://uhip.ca/Claim/Index
- Download and fill out the claim form
- Collect invoices, receipts, and medical documentation
- Upload your documents to Sun Life’s website or mail them
- You’ll be reimbursed by direct deposit or cheque
💡 Always keep your payment and medical records for proof. Once approved, you’ll get your money back.
🏫 On-Campus Clinic: Student Wellness Centre
McMaster’s on-campus health clinic is called the Student Wellness Centre. It’s your go-to for medical care:
- Location: PGCLL 210 & 201
- Phone: (905) 525-9140 ext. 27700
- Hours: Monday to Friday, 9:00 am – 5:00 pm (Closed on weekends)
Some doctors require appointments, while others accept walk-ins. You can book by phone or in person. Don’t forget to bring your UHIP digital card (you can show it on your phone or a printed copy).
đź“Ś Pro Tips
- Dental and vision care are not covered by UHIP — consider buying additional insurance or using your GSA/GHC plan
- Use the on-campus clinic for convenience, friendly service, and UHIP familiarity
- Always carry a copy of your UHIP card (digital or printed) when visiting a clinic
📝 Got questions about UHIP? Drop them in the comments! I am Shannon. Hope this guide helps you settle into your new life in Canada smoothly 🇨🇦